How does it work?

1

Open a Relay annuity

Determine the amount of recurring expenses you’d like to earn amazing cashback on, and open a Relay annuity with a one-time lump sum. You’ll keep the flexibility of a savings product, because you can withdraw your funds at any time with no penalties or fees. It’s planning amplified.
2

Receive monthly payouts

You’ll receive a Relay Card where payouts from your annuity will be loaded each month. It’s budgeting simplified.
3

Earn amazing rewards when you spend

Earn 3-7% cashback on all purchases (except when you enter a PIN or make an ACH transfer) with no category exceptions, no blackout dates, and no annual fees. It’s cashback optimized.
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Build Your Plan

Set your Relay plan based on the expenses you’d like covered each month and how long you’ll hold your annuity. See the percent cashback you’ll earn and the dollar increase to your spending power. It’s your money, working harder.

5 350 Plan
Cashback % Cashback $
Year
$210
1
$210
2
$210
3
$210
4
$210
5
6
7
Your lump sum: $20,445.30
Lump sum quotes reflect pricing as of today. Pricing is subject to change to reflect changes in market interest rates.

Read About Us

" Meet the People Trying to Put a Friendlier Face on Annuities… Relay offers a basic annuity with the regular payouts loaded onto a prepaid Visa that then earns varying levels of cashback. "

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" A new range of tools are bringing fintech to the next level. Take Relay, which helps consumers make the most of the money they've earmarked for future expenses. "

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" Relay is the first offering to creatively combine an immediate annuity with cashback rewards, delivered via a fully-digital service model using modern technology. "

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Meet Zach Veach!

We sponsor the #26 Andretti Autosport Indy car. Zach embodies what our business is built upon: working hard, overcoming obstacles, empowering others, and giving back.