1
Open a Relay annuity
Determine the amount of recurring expenses you’d like to earn amazing cashback on, and open a Relay annuity with a one-time lump sum. You’ll keep the flexibility of a savings product, because you can withdraw your funds at any time with no penalties or fees. It’s planning amplified.
2
Receive monthly payouts
You’ll receive a Relay Card where payouts from your annuity will be loaded each month. It’s budgeting simplified.
3
Earn amazing rewards when you spend
Earn 3-7% cashback on all purchases (except when you enter a PIN or make an ACH transfer) with no category exceptions, no blackout dates, and no annual fees. It’s cashback optimized.