How does it work?

1

Open a Relay annuity

Determine the amount of recurring expenses you’d like to earn amazing cashback on, and open a Relay annuity with a one-time lump sum. You’ll keep the flexibility of a savings product, because you can withdraw your funds at any time with no penalties or fees. It’s planning amplified.
2

Receive monthly payouts

You’ll receive a Relay Card where payouts from your annuity will be loaded each month. It’s budgeting simplified.
3

Earn amazing rewards when you spend

Earn 3-7% cashback on all purchases (except when you enter a PIN or make an ACH transfer) with no category exceptions, no blackout dates, and no annual fees. It’s cashback optimized.
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Build Your Plan

Set your Relay plan based on the expenses you’d like covered each month and how long you’ll hold your annuity. See the percent cashback you’ll earn and the dollar increase to your spending power. It’s your money, working harder.

5 350 Plan
Year
$210
1
$210
2
$210
3
$210
4
$210
5
6
7
Your lump sum: $20,445.30
Lump sum quotes reflect pricing as of today. Pricing is subject to change to reflect changes in market interest rates.