The new way to put your cash to work.

Relay® is a revolutionary new way to reward smart planning. Make your plan, fund your ongoing expenses with Relay®, and earn 3-7% cashback rewards without the restrictions you’ve grown used to.

How does it work?

1

Open a Relay annuity

Determine the amount of recurring expenses you’d like to earn amazing cashback on, and open a Relay annuity with a one-time lump sum. You’ll keep the flexibility of a savings product, because you can withdraw your funds at any time with no penalties or fees. It’s planning amplified.

2

Receive monthly payouts

You’ll receive a Relay Card where payouts from your annuity will be loaded each month. It’s budgeting simplified.

3

Earn amazing rewards when you spend

Earn 3-7% cashback on all purchases (except when you enter a PIN or make an ACH transfer) with no category exceptions, no blackout dates, and no annual fees. It’s cashback optimized.

Build Your Plan

Set your Relay plan based on the expenses you’d like covered each month and how long you’ll hold your annuity. See the percent cashback you’ll earn and the dollar increase to your spending power. It’s your money, working harder.